The entertainment industry often pre-sents out-of-the-ordinary exposures, but with proper precautions many of those risks are insurable. The main insurance coverages available to the industry include general liability, contingent auto and employer responsibility. Foreign locations and production sites, along with the layered and cascading contracts frequently used in the industry, add to the complexity.
Producers may want to consider a film production package that covers cast insurance, production media, props, sets and wardrobe, production equipment, extra expense, damage to property and other exposures. Working with an insurer and brokers that have specialized experience in the industry is a key part of making sure the project’s overall risk management addresses the main exposures, that it helps to keep the cast and crew safe, and also provides the appropriate financial protection for the producers.
The most exciting action scenes can still be insured – and filmed safely - if the proper precautions and procedures are followed. An insurer that understands the industry, and has global experience and relationships is best placed to meet the demands that today’s global film and entertainment productions involve - wherever the action takes place.
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